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  • 1st California Hard Money has been involved in various aspects of real estate developement and finance for over 30 years and we feel that our unique combination of experience and  financial strength add value to each project and can help streamline even the most challenging of projects.
  • 1st California Hard Money works directly with Developers, Contractors, Owner/Builders, Investors, Partnerships, Corporations and LLC's to fund all types of equity protected Real Estate loans.  We can work with you every step of the way from project inception to completion.
  • 1st California Hard Money will lend UP TO 65% OF CONSERVATIVE VALUE for New Construction or Rehab projects based on the finished value.  The more confident we are of the Finished Value the more aggressive we can be towards our max LTV for each type of project.
  • 1st California Hard Money is one of the most creative lenders in the state so if there is a way to get the project approved we will work diligently to make that happen.  
  • 1st California Hard Money never charges a prepayment penalty so the more efficient you are with the project in terms of completing the work schedule, the quicker you can pursue your exit strategy whether that is to sell or refinance.
  • 1st California Hard Money is one of the premier Hard Money Lenders in the state and with our combination of experience and financial strength we are certain we will be able to create mutual opportunity.

For quickest response, contact Mike Sanders

(619) 318-0710

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